Once you have bought the house, the next main step is to get it covered. Getting home insurance can cost you a large amount of money if you do not know the ways to get them at the lower rate. You can even get the free home insurance quotes if…
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Ride-sharing and insurance: Q&A
Everything you need to know about coverage for TNCs Q: What is ride-sharing and why is it getting so much attention from insurance companies? A: Ride-sharing companies provide taxi-like services by connecting passengers to drivers via a smart phone app. Rides can be arranged in advance or on short notice. The…
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Does auto insurance cover a rental replacement car after an accident?
Yes—IF you have rental reimbursement on your policy If you rely on your car, rental reimbursement is an inexpensive and invaluable option that you’ll want to consider adding to your auto insurance policy. On average, a car is in the repair shop for two weeks after an accident and renting a…
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What’s the difference between auto policy cancellation and nonrenewal?
Learn why your insurance might not be renewed There’s a difference between an insurance company canceling a policy and choosing not to renew it. Auto insurance cancellation Insurance companies cannot cancel a policy that has been in force for more than 60 days except when: You fail to pay the…
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How to save money on car insurance
When it comes to lowering your auto premiums, you’re in the driver’s seat Having adequate car insurance is both smart and prudent, but there’s no question that it adds to the expense of driving. The good news is that premiums can vary by hundreds of dollars depending on a number…
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Insuring a leased car
Understand your car insurance obligations for a leased vehicle If you lease a car, you’ll still need to purchase your own state-mandated basic auto insurance—and you’ll very likely need additional coverages: Your leasing company will require collision and comprehensive auto coverage The bank, leasing company or other entity that is financing…
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How to find the right auto insurance
What to look for when you’re shopping for coverage Once you have a clear picture of how you use your car and your priorities, you’re ready to shop for insurance. Generally, it’s a good idea to compare policies from at least three different insurers. You’ll want to consider fundamental factors such as…
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What is diminished value?
Learn about the factors that determine whether you can recoup the full, pre-accident value of your car Diminished value explained Depending on its age and condition, a car that has been in a major accident generally has less resale value than the same vehicle in pre-crash condition. Even if the car…
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Insuring your classic car
Unique vehicles require special auto coverage A classic, custom, collectible or antique car requires insurance that reflects your vehicle’s uniqueness and value. If you own—or are thinking of owning—a special set of wheels, find out about the kind of policy you need. What types of vehicles need special insurance? A…
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Choose Portland Home Insurance And Enjoy The Benefits
A home insurance policy provides coverage against unexpected perils including fire, lightning, storms, explosions, riots or civil commotion, burglary, breakage of glass and destruction. Home insurance premium is determined by taking into account the replacement cost of home along with all the home’s valuable contents and possessions. Before determining the…