The good news is, yes, pothole damage is usually covered—provided you have collision coverage. Collision coverage, an optional portion of a standard auto insurance policy, covers damage to a car resulting from a collision with an object (e.g., a pothole, lamp post or guard rail), another car or as the…
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Road rage and auto insurance
Aggressive driving can lead to accidents—and compromised coverage Road rage incidents are not only dangerous, they are exempted from coverage by many auto insurance policies. Understand your risks and take precautionary measures to avoid being a victim—or a cause—of aggressive driving accidents. Crowded highways and traffic backups at times cause…
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Senior driving safety and insurance tips
There are advantages to being an older driver if you know the facts Senior drivers on the road In general, drivers over the age of 55 are more courteous, and more likely to obey speed limits and follow the rules of the road. And those who are retirees often drive…
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What is auto insurance?
Understand your car insurance and what it covers Basic personal auto insurance is mandated by most states and provides you with some financial protection in case of an accident. But is it enough? What are the options? Learn how car insurance works and what types of coverage are available. Understanding…
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Auto insurance for teen drivers
Is there a newly licensed driver in your home? Reduce the stress by understanding the implications for your car policy For parents, the excitement of having a first-time driver in the house is usually tempered with worry. With little driving experience, immature drivers are at a higher risk for accidents.…
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Is it legal to drive without insurance?
You have a financial responsibility—don’t take chances by being uninsured You cannot legally drive in any state without demonstrating financial responsibility for damages or liability in the event of an accident. In most states auto insurance is mandatory as proof of this responsibility. All states have financial responsibility laws so, in…
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What if I can’t find auto coverage?
Information to help you find car insurance, no matter what your circumstances Auto insurance is mandated nearly everywhere in the United States. But it can be hard to get a policy if you have a poor driving record or are seen as a high risk for other reasons. This information…
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What to do at the scene of an accident
In the aftermath of a crash, know the right actions to take No one wants to get into a car crash. But being prepared and knowing what to do if you are involved in an accident can save lives, reduce injuries and make the claims process simpler and easier. So…
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What determines the price of an auto insurance policy?
Many factors help determine the cost of car insurance The amount you’ll pay for car insurance is impacted by a number of very different factors—from the type of coverage you have to your driving record to where you park your car. While not all companies use the same parameters, here’s…
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Understanding your insurance deductibles
Know how your deductibles work to prevent surprise costs—and save money Deductibles have been an essential part of the insurance contract for many years. Understanding the role deductibles play when insuring a car or home is an important part of getting the most out of your insurance policy. Deductible defined…