There are many insurance companies, so choosing between them can be a challenge. Here are the main points to keep in mind when selecting an insurance company: 1. Licensing Not every company is licensed to operate in each state. As a general rule, you should buy from a company licensed…
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What determines the price of an auto insurance policy?
Many factors help determine the cost of car insurance The amount you’ll pay for car insurance is impacted by a number of very different factors—from the type of coverage you have to your driving record to where you park your car. While not all companies use the same parameters, here’s…
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Flood cars: How to avoid purchasing a washed-up vehicle
Tips for spotting auto fraud The facts about flooded cars Like other natural disasters, floods can create enormous damage to properties and vehicles. Flood vehicles offer a tempting opportunity for criminals to defraud unsuspecting consumers. By definition, a flood vehicle has been completely or partially submerged in water to the…
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What is covered by a basic auto insurance policy?
Understand the coverage for your car While different states have different mandates for auto insurance, most basic car policies consist of six types of coverage. Here’s what you need to know about each. While different states mandate different types of insurance and there are several additional options (such as gap insurance)…
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FAQs about direct repair programs and generic auto parts
What you need to know when your car needs to be repaired after an accident After a car accident your insurance company may recommend you use a direct repair program (DRP) and offer the option of using generic auto parts for the repair. It’s important to understand these options and…
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Auto insurance jargon buster
Your guide to understanding the fine print Don’t be intimidated by specialized insurance language. Below you’ll find definitions of some of the most common terms used when dealing with auto insurance. Adjuster An insurance company employee or contractor who reviews the damages and injuries caused by an accident and okays…
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Auto insurance basics—understanding your coverage
The basic personal auto insurance mandated by most U.S. states provides some financial protection if you or another driver using your car causes an accident that damages someone else’s car or property, injures someone or both. But to make the best decisions about purchasing other types of auto insurance coverage…
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Driving in winter? Be prepared and stay safe
Avoid cold weather driving disasters with these tips Snow, sleet, ice and below freezing temperatures all have an effect on driving conditions. During winter, safety depends on driver performance in winter hazards, good vehicle maintenance—and common sense. These tips will help you and your car weather the winter. Prepare your…
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Home Insurance Quotes- Can Be Minimized
There have been a lot of discussion on the matter that if health insurance is important or not and now we are mostly concerned with the savings. Now there are several methods to do the free home insurance quotes is among them. Another way is to decrease on the cost…
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Why did my auto insurance costs go up even when I didn’t file a claim?
Auto insurers price their policies based on a number of factors. Sometimes these cost factors go up, and sometimes they go down. In most states, costs are currently rising. Your actions, as a policyholder, can affect what you pay, too. For instance, if you add another car, or a teenaged…