If you have a mortgage then it is essential that you cover the mortgage with life insurance mortgage cover. This is insurance that is taken out which, in the event of you dying, will pay out a lump sum which will cover the total amount of your mortgage so that…

When it comes to getting the cheapest life insurance cover then going online is the best way to secure your policy. Even better is going with an independent broker, which can in the long run save you money and will definitely save you the hassle of having to wade through…

Having life insurance is essential especially if you have children and a family who are dependant on you. While it would be hard enough for them to come to terms with the death of their loved one, they would also have the added worry about how to cope financially. A…

Deciding on how much life insurance you need to take out and the type of policy that you need is hard enough as it is, after all you are facing the fact that this would be paid out should you die. Recently the Financial Services Authority has been looking into…

Term Life Insurance for Armed Service Members There are many different bills that ensure surviving members of those who serve our country in the military will be taken care of with financial benefits. However, it is still a good idea to take out a separate policy to ensure that payments…

Deciding whether or not you need to insure your life can be tricky. For many people they consider it just another outlay that they could do without. But is it something you should seriously consider taking out? If you have a family who are dependant on you then life insurance…

It was announced in May this year that the industry regulator the Financial Services Authority are asking for better treatment for those who hold life insurance policies in the UK and those who wish to purchase life insurance cover. It seems that some advisers selling life insurance policies are giving…

As the life insurance industry web site lifeiline.org says: If someone depends on you financially, chances are you need life insurance.” It’s simple. Having life insurance is the way to make sure your loved ones will have the money to replace the income that goes away because you’re not there…

Your life insurance needs naturally change over time. Children grow up and move on, financial situations change and families grow. If your lifestyle has changed, it’s probably time to refinance” your term life insurance policies. By periodically examining your life insurance needs, you can explore more cost-efficient options that will…

Typically, when we take out term life insurance it is purchased while we are younger and just starting our families. After some years, a policy becomes old and outlives its original intention: perhaps your spouse no longer needs financial security or your children are now financially independent. In these cases,…